These Terms and Conditions set out the agreement between you and AR99 when you create an account, deposit in PKR, play games, or use any feature of the platform. Please read them carefully before registering.
A quick overview of the main areas addressed in the AR99 Terms and Conditions below.
Who can register, age requirements (18+), account verification, and rules around maintaining a single account on AR99.
How PKR deposits work via JazzCash, Easypaisa, Raast, bank transfers and cards, and what to expect when withdrawing your balance.
How welcome bonuses, reload offers, cashback and cricket-season promotions are awarded, wagering requirements, and how they expire.
Fair use of the games library, prohibited strategies, technical malfunction policies, and how disputed game outcomes are handled.
Your responsibility for keeping login credentials secure, what to do if access is compromised, and AR99's right to suspend suspicious accounts.
Age verification, self-exclusion, deposit limits, and the tools available to help players manage their gaming activity responsibly.
By creating an account on AR99 or using any part of the platform — including browsing the game lobby, making a PKR deposit, claiming a promotion, or placing a sports bet — you confirm that you have read, understood, and agreed to these Terms and Conditions in full.
If you do not agree with any part of these terms, you should not register an account or continue using AR99. Continued use of the platform following any update to these terms constitutes acceptance of the revised version.
To register and use AR99 you must meet all of the following requirements at all times:
AR99 reserves the right to request identity verification documents at any stage, including before processing a withdrawal. Failure to provide satisfactory documentation may result in account suspension pending verification.
Each registered user on AR99 is permitted to hold one account only. Opening additional accounts — whether using the same or different personal details, payment methods, or devices — is strictly prohibited. Where duplicate accounts are identified, AR99 will close all but the original account, void any bonuses, and may retain balances in cases involving suspected abuse.
You are responsible for keeping your login credentials — username, password, and any two-factor authentication codes — confidential at all times. AR99 is not responsible for any loss resulting from unauthorised access caused by your failure to keep your login details secure.
Your AR99 account is personal to you and cannot be sold, transferred, or shared with any other person. Playing on behalf of another person, or allowing another person to access or operate your account, is a breach of these terms.
AR99 reserves the right to set individual account-level limits on deposits, bets, or session duration, particularly where responsible gaming concerns have been identified. These limits exist to protect players and are applied at AR99's discretion.
All deposits on AR99 are processed in PKR (Pakistani Rupees). The platform supports the following payment methods:
Minimum and maximum deposit amounts may vary by payment method and are displayed at the time of deposit. AR99 does not apply a deposit fee, though your payment provider may apply their own charges.
Only deposit funds that belong to you. Using payment accounts that are not registered in your name is prohibited. AR99 may request documentation to verify ownership of a payment method used for deposits.
AR99 is not liable for delays caused by third-party payment providers, bank processing times, or mobile network conditions. If a deposit does not reflect in your account within the expected timeframe, contact the support team via live chat with your transaction reference.
Withdrawal requests are processed back to a payment method linked to your AR99 account and registered in your own name. AR99 does not process withdrawals to third-party accounts or payment methods not previously used for deposits.
Before your first withdrawal is processed, AR99 may require identity verification. This is standard practice and you may be asked to provide a copy of a valid ID and proof of your payment method. Withdrawals will be held pending satisfactory completion of this process.
Withdrawal processing times vary by method. JazzCash and Easypaisa withdrawals are generally processed faster than bank transfers. Exact timelines are shown within the platform at the time of your request.
AR99 offers various promotions including welcome bonuses for new players, reload bonuses, cashback offers, and cricket-season promotions tied to PSL, T20 internationals, and other events. Each promotion has its own specific terms, which are published on the Promotions page and take precedence over these general bonus rules where there is any conflict.
The following general conditions apply to all bonuses unless a specific promotion states otherwise:
AR99 reserves the right to withdraw, amend, or cancel any promotion at any time. Where a promotion is cancelled after players have already participated, AR99 will use reasonable effort to honour commitments already earned under the promotion's stated terms.
Any attempt to abuse the bonus system — including but not limited to placing low-risk bets solely to meet wagering requirements, using the same bonus under multiple accounts, or exploiting a technical error in a promotion — will result in the bonus being voided and may result in account suspension.
AR99 offers slots, live casino games, fish shooting games, and other game types. Each game operates according to its own rules, which are accessible within the game itself. Players are responsible for understanding how each game works before placing real-money bets.
All games available on AR99 use certified random number generation (RNG) or live dealer mechanics supplied by third-party game providers. AR99 does not manipulate game outcomes. Results are determined solely by the game mechanics as designed by the provider.
AR99's sports betting section covers cricket — including PSL, T20 internationals, bilateral series, and other international tournaments — as well as football, esports, and other sports. The following rules apply to all sports bets placed on AR99:
Cricket betting at AR99 gives particular attention to PSL and T20 markets. Players are responsible for understanding the match formats and market definitions — for example, what constitutes a completed match for settlement purposes in rain-affected games.
You are solely responsible for maintaining the security of your AR99 account. This includes choosing a strong password, not reusing passwords from other platforms, and not sharing your login details with anyone — including family members or friends.
AR99 uses industry-standard SSL encryption to protect data in transit between your device and the platform. Despite these measures, no online platform can guarantee absolute security, and AR99 cannot be held liable for security breaches resulting from actions or omissions on the player's side.
The following activities are strictly prohibited on AR99 and will result in immediate account suspension, voiding of balances, and may be reported to relevant authorities where applicable:
AR99 is committed to providing a gaming environment that is enjoyable and safe. Gaming is intended as entertainment, and AR99 encourages all players to approach it that way — with a set budget and a clear time limit before each session.
For more detailed guidance, tools, and resources, visit the Responsible Gaming section of AR99.
AR99 reserves the right to suspend, restrict, or permanently close any account at its discretion. Common reasons include but are not limited to:
Where an account is closed due to a player's own breach of these terms, any bonus balance will be voided. Real-money balances held at the time of closure may be returned after verification checks are completed, at AR99's discretion, except in cases of confirmed fraud.
Players wishing to close their own account voluntarily may do so by contacting the support team. All pending withdrawals will be processed before the account is formally closed.
AR99 provides the platform on an "as is" and "as available" basis. While every effort is made to maintain uninterrupted service, AR99 does not guarantee that the platform will be available at all times or free from technical errors.
Nothing in these terms limits AR99's liability for fraud or wilful misconduct on AR99's own part.
AR99 may update these Terms and Conditions from time to time. Where changes are material, players will be notified via a notice on the platform or by email to the address registered on the account. The date of the most recent update is shown at the top of this page.
Continued use of AR99 after the effective date of any update constitutes acceptance of the revised terms. If you do not agree with a material change, you should stop using the platform and contact support to request account closure.
If you have questions about these Terms and Conditions or need assistance with your AR99 account, the support team is available 24 hours a day, 7 days a week via live chat within the platform.
You can also reach the team by email. The support email address is displayed in the footer of this page. Please include your registered username and a clear description of your query so that the team can assist you as quickly as possible.
For matters related to responsible gaming, self-exclusion, or deposit limits, please flag this clearly when contacting support so that your request is prioritised appropriately.